You see, if you look at a remittance, it resembles a cheque. It seems to me that it is payable to your PERSON, not the other way around.
Debt Obligation in Bearer Form:
Debt obligation — A fixed obligation to pay money or some other valuable consideration.
Bearer form — An instrument is in bearer form if its terms say that it is payable to the bearer, or to cash, or if it does not indicate a payee.
Printed copy · Anthology Volume 9, page 521Printed copy from The Tender For Law Anthology, Volume 9, page 521 (printed 13 June 2014). Added by this site; not part of the Facebook export.