Third Party Collection Agencies are amateur hour; If you can't wrangle a buzzing parasite with no actual standing, you have no business doing ANY of this shit. :P
Think of the first call from a third-party collection agency as NOTICE that you've won.
Printed copy · Anthology Volume 8, page 125Printed copy from The Tender For Law Anthology, Volume 8, page 125 (printed 13 June 2014). Added by this site; not part of the Facebook export.