"for deposit only" seems to be an important term when depositing a cheque, I am not sure of the quality of this understanding, but I am looking into how a cheque "for deposit only" does not qualify as "income." David Johansen is this a piece of what you are alluding to ?
Printed copy · Anthology Volume 8, page 645Printed copy from The Tender For Law Anthology, Volume 8, page 645 (printed 13 June 2014). Added by this site; not part of the Facebook export.