Derek Moran
Now- here's the kicker..you are assuming that YOU are the beneficiary of that account, and why wouldnt you? YOUR account.. your so-called money from your LABOUR.. YOUR deposits into that account.. so obviously YOU'RE the beneficiary of that account, right? WRONG. Welcome to what a TOTTEN TRUST is. The bank, because nobody reads the 10-page contracts to open an account, have helped themselves by making THEMSELVES the beneficiary, and YOU the Trustee. Nice trick huh?